Contrary to the Register Editorial on 12/1/2019, we should not add long-term care as a new benefit under Medicare. (See link below to The Register’s Editorial urging Medicare coverage of long-term care.) If we want to solve problems using the force of government, we should do the minimum needed to solve the problem. In this case, the problem is making sure that people receive medically necessary long-term care, not making sure that money is left to people’s heirs.We currently have a pretty good situation: Many people voluntarily purchase private long-term care insurance. Many others who could afford insurance choose to take a risk and not buy it. Taxpayer-funded Medicaid covers the cost of long-term care for those who are unable to pay. For those in the middle – not on Medicaid, but who would struggle to pay for private long-term care insurance – Medicaid already goes a long way to help them qualify for long-term care coverage. For example, if one spouse of a married couple needs long-term care, the other spouse gets to keep a house and a car and some income, even though Medicaid pays for the long-term care of the first spouse.The best long-term, sustainable solutions to our problems is to give voluntary, free choice to people and then expect them to be responsible for their decisions. To the extent that we allow our government to force everyone into one-size-fits-all welfare programs, there will be ongoing, unsustainable frustrations, disagreements, and dependency problems.
Craig Hill’s editorial explaining the importance of crop insurance to farmers made a lot of sense. (“This much is certain – For farmers, crop insurance is essential” 10/5/2016) Most business and individuals buy insurance to reduce risk, and, as Mr. Hill explained, farmers have plenty of risk. What he did not explain is why taxpayers need to subsidize about 60% of the premium. Contrary to his opinion, it definitely is a handout. Farmers, on average, have much more wealth than the average person. It doesn’t matter that much of the wealth is tied up in land values. Land can be sold for cash just like any other asset. Crop insurance is a good idea, it just should not be subsidized by taxpayers. In the next farm bill, a couple of years from now, we need to eliminate the taxpayer subsidy for crop insurance.
Link to Register article: http://www.desmoinesregister.com/story/opinion/columnists/iowa-view/2016/10/04/much-certain-farmers-crop-insurance-essential/91551614/
Many of us feel very dissatisfied about having to choose between the lesser f two evils for president. Many think that Hillary Clinton is dishonest and has been bought and paid for by large special interests, and many think that Trump is unqualified in international affairs and a braggart bully with no substance on the issues. We shouldn’t have to make the least bad choice.
Gary Johnson, former governor of New Mexico and the Libertarian Party candidate for President, is a good choice. Johnson is a down-to-earth, common sense person who believes in fiscal responsibility, social tolerance, strong defense international good will, and individual liberty. Socially, he has a live-and-let-live philosophy – you should be able to do pretty much whatever you want as long as you don’t initiate force or fraud against others, and don’t put others in danger. Fiscally, he believes the federal government should play a much smaller role in our lives. He does believe there is a proper role for government – to help protect our lives, our liberty, and our justly acquired property. He is against crony capitalism. He knows that a welfare state creates dependency. He believes that we should work together, cooperatively and voluntarily, to solve our common problems.
If you are polled about who you would support or vote for President, tell them that you are for Gary Johnson, the Libertarian candidate for president. At least that might get him into the national debates and give us a chance to learn about an alternative to the the lesser of two evils.
In 1862 California passed the, “Act to protect free white labor against competition with Chinese coolie labor, and to discourage the immigration of Chinese into the State of California.” Some things never change. Even though we are not that many generations away from our own ancestor immigrants, once we get settled, we don’t want others to come in and change things.