The Des Moines Register recently published an essay by retired pharmacist and former state senator, Tom Greene, in which he supported proposed legislation that would prohibit insurance companies from switching patients to lower cost drugs or increasing co-pays if the patient is stable on a currently prescribed medication. (“Protect health and end non-medical switching” 2/14/2022) (Link below.)
So, if the newest highest-cost drug works for a patient, this bill would make it illegal to try to change that patient to a less costly drug. If that’s true, then maybe the law should also require that the lowest-cost drug in the same therapeutic class be tried first.
If people had to pay their own way for prescription drugs, many would try lower-cost drugs even if a higher-cost drug was working effectively for them. It seems fair to allow insurance companies to try to save money. It also seems fair to require higher co-pays if a higher-cost drug is chosen. If the proposed bill is passed into law, it will certainly help to push prescription drug insurance premiums higher and higher.
Link to essay in The Des Moines Register: https://www.desmoinesregister.com/story/opinion/columnists/iowa-view/2022/02/14/end-non-medical-switching-and-protect-iowans-health/6726589001/